Is Select Portfolio Servicing a mortgage company?
Select Portfolio Servicing, Inc. (SPS) is an industry leading mortgage servicer. Founded in 1989, SPS is headquartered in Salt Lake City, Utah with an office in Jacksonville, Florida. At SPS, our on-going mission is to provide servicing solutions that exceed expectations.
Why was my mortgage sold to SPS?
Homeowners are often transferred to SPS once they become delinquent on their mortgage payments. Many lenders try to protect their brand when it comes to foreclosing on homeowners.
Who owns my SPS mortgage?
Credit Suisse
Select Portfolio Servicing, Inc.
| Formerly | Fairbanks Capital Corp. (1989-2004) |
|---|---|
| Founded | 1989 |
| Key people | Randhir Gandhi (CEO and president) |
| Parent | Fairbanks Holding (1989-2004) SPS Holding Corp. (2004-2005) Credit Suisse First Boston (2005-2006) Credit Suisse (since 2006) |
| Website | spservicing.com |
Is SPS a collection agency?
Select Portfolio Servicing, Inc. is a debt collection company located in West Valley City, Utah, with an office in Jacksonville, Florida. It was established in 1989, has over thousands of employees across its two locations, and is managed by its President, Timothy O’Brien.
Can SPS foreclose on a house?
To be considered for one of these programs, you must submit a complete application to SPS to determine eligibility. If you are facing foreclosure on your mortgage serviced by SPS, we can help you understand your options for stopping the foreclosure and staying in your home.
Can you refinance with SPS?
No. SPS is not a bank so we do not refinance. If you would like to refinance you house, please contact the bank or lender of your choice to start the process.
How do I contact a select portfolio?
Select Portfolio Servicing, Inc….Contact Us.
| Customer Service / Account Payment / Tax Information | 1-800-258-8602 | Hours of Operation: Monday – Friday 8:00 AM – 9:00 PM ET Saturday 8:00 AM – 2:00 PM ET |
|---|---|---|
| Assistance Programs | 1-888-818-6032 | |
| International Customers | 1-904-722-7009 | |
| Hazard/Flood Insurance | 1-800-641-2754 |
Is a mortgage servicer a debt collector?
The Fair Debt Collection Practices Act (“FDCPA”) provides that a mortgage loan servicer is not governed by the FDCPA–because the servicer is not a “debt collector.” However, federal appellate courts and trial courts have held/ruled that a mortgage loan servicer who is assigned a mortgage loan debt while it is in …
Is Select Portfolio Servicing a debt collector?
Select Portfolio Servicing, Inc. is a debt collection company located in West Valley City, Utah, with an office in Jacksonville, Florida.